Jamii guide

How SHG and SILC groups can start to use Jamiipay

Features that you can use

If you are a SHG or a SILC group, you can use Jamiipay in a limited version to register the group LOAN LEDGER, more specifically:

  • Attendance
  • Savings (amount deposited by each member in the meeting)
  • Loan repayment
  • New loans
  • Late fee
  • Group incomes
  • Group expenses


Features that you can not yet use

In the current version of the app (1.0.9), you can not yet register activities in the SOCIAL LEDGER. That means:

  • no contributions to social fund
  • no loans from social fund

These functionalities will be developed in the future


A general guide on how to use Jamiipay in meetings, can be found on https://jamii.guide/courses/how-to-use-jamiipay-in-meetings/ . The guide is based on a meeting in a VSLA group, but the main difference is, that if you are a SHG or SILC, you will not register savings in shares, but rather in amount.

How to get started

When getting started in using Jamiipay, there are 2 things to be aware of: Group type and Baseline (see below). A general guide to get started can be found under “How to get started

Select group type

When you create the group, you can currently choose between 3 group types;
VSLA, SILC or SHG, as seen from the below screens. This will mean, that if you choose SHG or SILC, the savings you will be able to register savings in amount. If you choose VSLA, you will be able to register savings in shares.